Cost of living

With the fast rise in the cost of living, it's more challenging to balance spending. Learning how to be clever with your money has become necessary, so here are several ways that the University of Derby can support you.

Making your student life easier

Coming to university is an exciting time, so preparing how you'll manage your money while studying can make your student life easier. 

By choosing to study with the University of Derby you're off to a great start, as the Midlands is one of the cheapest regions in the UK to live as a student. What's more, Derby has officially been recognised as one of the most affordable cities to live in.

We've put together some pointers on ways to make savings, with tips and advice around making the most of your student experience on a budget.

With no extra bills and an all-inclusive price, our halls of residence are convenient and hassle-free.

Offering great value for money, they feature: 

  • fixed costs mean there won't be any surprises, no matter how much gas, electricity or water you use
  • free WiFi up to 250Mbps for up to 25 devices and 1Gbps wired servicer
  • rent instalments to coincide with your maintenance loan
  • free weekly cleaning service of communal areas*
  • halls events programme, including many free and subsidised events (students recently went on a day trip to London)
  • free room contents insurance, bike storage and bike cover**

Halls are suitable for all students - new or returning. Existing students can apply early and may want to decide who to share a flat with.

* except Darley Bank and Flamsteed Court

** covers non-electric bikes up to the value of £400

If you plan to look for some ad-hoc opportunities to boost your money as a student, you might not have to go very far, as we have paid work available within the University. 

  • join the Student Employment Agency to gain access to a range of opportunities, from business administrative support to working with marketing to represent the University. 
  • the Union of Students operates several retail and hospitality outlets that are kept running by student employees. Your Union shop, Blends cafes, and Basecamp social space all offer flexible part-time work.

If you need some support taking your next career step, we also offer CV writing and job interview help through our Careers & Employment Service

We know how difficult it can be to understand what financial and wellbeing support is out there, so have made it really easy for you to speak to someone who can help. 

  • have a question about your money? Our friendly Student Money Advice and Rights Team (SMART) is on hand to offer you advice. We're available to answer your questions Monday to Friday, 10am-11am and 1pm-2pm.
    T: +44 (0)1332 592000 / E:
  • if you have any special equipment requirements that need to be considered as part of your learning experience, or if the cost of living crisis is affecting your mental health, start by contacting our fantastic Student Wellbeing team. 
  • experiencing unforeseen life changes that affect your financial stability? You may be entitled to the Discretionary Support Fund.

There are a range of measures and adjustments in place to help lighten the load of being a student at Derby.

  • free laptop, software, and multimedia equipment hire are all available in support of your studies.
  • need to heat some food between classes? Microwaves are available for you to use at all sites.
  • our Unibus service runs all year round between our university sites, student accommodation and a range of locations across the city.
  • take advantage of your student status with a TOTUM Student Discount card. With a range of discounts offered across the city, including cinema and leisure activities, and even 10% off at the Co-op, the card helps lower everyday expenses. 

Did you know Derby is...

#1city for affordability**TechTalk 2019
8thbest city for Gen Z to work in**Refinery29, 2022
19%cheaper than average monthly median rent for 2-bed property**ONS UK, 2021-22
Student reaches for top shelf item in supermarket

Blog: Student cost of living in Derby

Living costs are a standard part of life, but becoming a student might be your first experience of managing them. Second year Accounting and Finance student Kira shares her best advice on where you can make savings.

Read Kira's blogRead Kira's blog